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The US Consumer Financial Protection Bureau (CFPB) is no longer regulating just banks, now supervising Apple and other companies offering digital wallets and payment apps. It will focus on companies that handle over 50 million transactions per year and ensure they have "the authority to conduct proactive examinations to ensure companies are complying with the law in these and other areas," the bureau said in a statement. "Supervision also is an important tool for the CFPB to assess risks that can emerge rapidly in this market, including from outages and other issues that could lead to millions of consumers losing access to their funds." The CFPB will supervise Apple Pay, Google Pay, Venmo and others in the areas of privacy and surveillance, debanking (losing access to their app without notice) and errors and fraud. This could provide more options for opting out of data collection and restricting them from misrepresenting their data protection practices, among other regulations. "Digital payments have gone from novelty to necessity and our oversight must reflect this reality. The rule will help to protect consumer privacy, guard against fraud, and prevent illegal account closures," said CFPB Director Rohit Chopra. In October, the CFPB fined Apple and Goldman Sachs $89 million over misleading customers and not following through with disputed transactions on the Apple Card. The CFPB originally proposed this setup in November 2023, but the final policies have changed. Most notably, businesses originally had to process just five million transactions, rather than the 50 million. It also reduced the number to just count US dollars, rather than a wider scope. The supervision will go into effect 30 days following the Federal Register publication. This article originally appeared on Engadget at https://www.engadget.com/big-tech/the-us-consumer-financial-protection-bureau-will-now-regulate-apple-pay-venmo-and-others-132129928.html?src=rss
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Marketing and Advertising
Like many companies this year, Sonos is getting an early start to Black Friday. Beginning today, you can save up to $180 off the companys speakers and soundbars, making this a great time to buy that piece you need to complete your home theater setup. The highlight of the Black Friday promotion is the Era 100, which you can currently get for $199, or $50 off its usual $249 price. If youre in the market for a soundbar, consider the Sonos Arc. Now that the Arc Ultra is available, Sonos has discounted its previous flagship soundbar by $200 to $699. For something more affordable, the Beam 2 is currently $369, down from $499. Lastly, theres the Era 300. Right now, you can buy the Dolby Atmos-compatible speaker for $359, instead of $449 as usually priced. All of these deals are being matched by Amazon, too. More than a few of Sonos speakers, including the Era 100, have found a spot and stayed on Engadgets list of best smart speakers. If you care about music but still want a speaker with modern features, a Sonos system is the way to go. Not only do the companys speakers sound great, but you also get access to things like AirPlay 2 that make it incredibly easy to play exactly the song you want to listen to in the moment. You may have seen that Sonos bungled the release of the latest version of its companion app. Thats true, but as things stand, the company has done a lot of work in recent months to fix its software. As a daily user, I can safely say the Sonos app is in much better shape now than it was in the spring. Other than the premium price that comes with Sonos products, theres not much they dont do as well or better than the competition. With the discounts the company is offering for Black Friday, its speakers come even more highly recommended. Check out all of the latest Black Friday and Cyber Monday deals here.This article originally appeared on Engadget at https://www.engadget.com/deals/sonos-black-friday-deals-save-up-to-200-on-speakers-and-soundbars-130038835.html?src=rss
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Marketing and Advertising
Creators who sell assets on itch.io will now have to be a lot more upfront about using generative AI. The marketplace for independent digital creators has introduced a new rule that requires users to label their projects if they were produced using generative AI tools, such as ChatGPT and Midjourney. Users will see an AI generation disclosure box when they upload their projects. If they confirm that their project contains AI-generated output, they'll be required to indicate what kinds of content were made with generative AI, whether they're graphics, sounds, text and dialogue or code. If they have a public asset page, they'll see a dialog box when they access their dashboard, making it easy to bulk tag their projects. They'll be able to select multiple projects from their list and then indicate whether they contain AI-generated content or not. All assets with AI output will get the "AI Generated" tag, while those without will be tagged as "No AI." Each content type will have its own sub-tag, as well. itch.io requires all assets that used AI in any way, even if the creator had hand-edited it, to be tagged as AI Generated. And if it finds any untagged work that used artificial intelligence tool, it will make that asset ineligible for indexing so that potential buyers could no longer find it. However, it's unclear what measures the marketplace is taking to police its website. While itch.io's new policy may not be enough for those who'd rather ban AI content altogether, the tags will allow buyers who don't want AI assets in their work to filter them out. This article originally appeared on Engadget at https://www.engadget.com/ai/itchio-marketplace-now-requires-asset-creators-to-disclose-their-use-of-generative-ai-130031999.html?src=rss
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Marketing and Advertising
Aside from Amazon Prime Day, Black Friday is the best time of year to pick up an Echo speaker, a Fire tablet or a Kindle ereader from Amazon. While the online retailer typically saves all of the best discounts on its devices for the members-only sale events, its a safe bet that those deals will come back around for Black Friday. This year is no different: were seeing record-low prices (or close to them) on all of Amazons gadgets. These are the best Amazon Black Friday deals you can get right now. Kindle (2024) for $85 ($25 off): The 2024 base Kindle is lighter than ever before, and it has a 6-inch, glare-free screen with an adjustable front light, 16GB of storage, speedier performance and six weeks of battery life. Kindle Paperwhite (2024) for $130 ($30 off): The latest version of the Paperwhite has speedier performance, a higher-contrast screen, a built-in warm light and 12 weeks of battery life. Echo Dot for $23 ($27 off): This is one of the best smart speakers you can get right now thanks to its compact design, physical button controls that compliment voice commands and its solid sound quality for its size. Echo Pop for $18 ($22 off): One of Amazons newest smart devices, the Pop sports a 1.95-inch front-facing speaker, a physical mic mute switch for extra privacy and eero compatibility. Amazon Echo Spot for $45 ($35 off): This recently revived smart display is billed as a smart alarm clock, and it features a customizable screen, big sound for its size and all the perks for Alexa voice commands. You can also grab it bundled with a free TP-Link smart light bulb. Echo for $55 ($45 off): We consider this to be the best smart speaker for $100 or less at the moment thanks to its loud audio with good bass quality, the ability to pair two together for stereo sound and Alexas utility. Echo Show 5 for $45 ($45 off): This is one of our favorite smart displays thanks to its compact design, ambient light sensor and sunrise alarm feature, all of which make it an excellent smart alarm clock. Amazon improved the speaker quality on this latest model, which gives sound deeper bass and clearer vocals. Echo Show 8 for $80 ($70 off): This is our current top pick for the best smart display with Amazons Alexa thanks in part to its 8-inch touchscreen, 13MP camera that supports auto-framing for better video chats and its built-in Zigbee smart home hub. Echo Buds for $25 ($25 off): These are one of our top picks for the best budget wireless earbuds you can get right now thanks to their comfortable design, pocket-friendly case, automatic wear detection, multi-device connectivity and, of course, built-in Alexa voice controls. Echo Dot Kids for $28 ($32 off): The kids version of the Echo Dot uses the same basic hardware, but comes with a cute dragon or owl cover, plus parental controls and a years subscription to Amazon Kids+ that can play kid-friendly audiobooks and more. Fire HD 8 tablet for $55 ($45 off): Amazon just released this new version of the HD 8 tablet, which includes more RAM, a better camera and new AI features not found on the previous model. Fire HD 10 tablet for $75 ($65 off): This slab has a 10-inch FHD touchscreen, improved camera for video calls, 13 hours of battery life and it works with a stylus (although you have to buy that separately). If youre looking for a cheap tablet that doesnt compromise too many of the basics, this is a good option. Fire Max 11 tablet for $140 ($90 off): Amazons most powerful tablet sports an 11-inch 2,000 x 1,200 touchscreen, an octa-core processor, up to 128GB of storage and 14 hours of battery life. It also works with a number of optional accessories, including a stylus and keyboard case. Fire HD 10 Kids tablet for $110 ($80 off): Designed for kids aged three to seven, this tablet comes with full parental controls plus one year of Amazon Kids+ for free with the tablet purchase. It also has a 10-inch FHD touchscreen, an octa-core processor and 13 hours of battery life, plus it comes with a two-year warranty and a protective case. Fire HD 10 Kids Pro tablet for $110 ($80 off): This model is designed for kids aged six to 12 and comes with a slimmer protective case, a two-year warranty and one year of access to Amazon Kids+. Otherwise, you get a very similar experience here that you would with the non-Pro version, including parental controls, a 10-inch touchscreen, solid performance and a 13-hour battery life. Fire TV Stick streamer for $18 ($22 off): This dongle ups the ante on the TV Stick Lite by adding support for Dolby Atmos audio, plus it comes with the regular version of the Alexa Voice Remote. It also supports Wi-Fi 5 and comes with 8GB of internal storage. Fire TV Stick 4K streamer for $22 ($28 off): This mode is the cheapest Fire TV Stick you can get to stream 4K content, plus it has support for Wi-Fi 6 and Dolby Vision and Atmos. With its live picture-in-picture feature, you can view security camera feeds right on your TV while youre watching your favorite show or movie. Fire TV Stick 4K Max streamer for $33 ($27 off): In addition to 4K HDR streaming with Dolby Vision and Atmos support, the 4K Max dongle includes Wi-Fi 6E connectivity, 16GB of built-in storage and live picture-in-picture capabilities. Fire TV Cube set-top box for $100 ($40 off): This model will provide the best performance of any Fire TV streaming device, and it supports 4K HDR content, Dolby Vision and Atmos and an enhanced version of the Alexa Voice Remote. Along with live picture-in-picture view and the Fire TV ambient experience, you can also hardware other devices to the Fire TV Cube including a cable box or a game console. Ring pan and tilt security camera for $50 ($30 off): This security camera joined the Ring lineup only a few months ago, and this is the best price we've seen on it. It's part of a larger Ring sale that discounts home security gear by up to 50 percent. Ring Video Doorbell for $60 ($40 off): This entry-level security doorbell records 1080p video, supports motion detection and privacy zones and has a built-in, rechargable battery and can be hardwired to your doorbell wiring. Blink Mini 2 (two-pack) for $35 ($35 off): The newest Blink Mini wired security camera came out earlier this year and it supports 1080p video recordings, a wider field of view than the previous model and improved low-light performance. It may be wired, but you can use it outside if you wish provided you have the separate $10 weather-resistant adapter. Blink Outdoor 4 + Blink Mini 2 bundle for $60 ($80 off): It's almost a guarantee that Blink security systems will be on sale for Black Friday and this time is no different. This bundle is 64 percent off, and there are a bunch of other bundles on sale that include cameras, video doorbells and more. Check out all of the latest Black Friday and Cyber Monday deals here. This article originally appeared on Engadget at https://www.engadget.com/deals/amazon-black-friday-2024-deals-the-best-discounts-on-echo-speakers-ring-doorbells-and-kindles-worth-shopping-right-now-130003840.html?src=rss
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As our homes (and lives) get smarter, the need for some sort of digital hub big enough to run things becomes more urgent. Its why Amazon surprise-released a new 21-inch version of its Echo Show that does everything the Show 15 did, but biggererer. It gets a built-in smart home hub with Thread, Zigbee and Matter control, Wi-Fi 6E and a better camera for video calls. I bought an Echo Show 8 on a whim to use as a screen for my Ring doorbell and found it quite underwhelming. But the idea of having a 21-inch screen that could theoretically lay out to-do lists and calendar tasks on the daily is quite appealing. Having two small kids makes being able to marshal all our schedules on one device quite desirable. Dan Cooper Get this delivered daily direct to your inbox. Subscribe right here! The best Black Friday deals Black Friday Apple deals 2024: The best Apple sales on iPads, AirPods, Apple Watches and MacBooks The 40 Black Friday tech deals worth shopping from Amazon, Walmart, Apple, Anker and others Samsung Black Friday 2024 deals: Save up to $350 on Galaxy S24 smartphones Black Friday TV deals for 2024: Save on sets from LG, Samsung, Sony and more You can now stream some Xbox games you own, but you still need Game Pass Ultimate But only if you have a digital copy of the title. Microsoft Microsoft now allows you to stream select games you own to devices that support Xbox Cloud Gaming. From the outset, Stream Your Own Game will support 50 titles, including Cyberpunk 2077, The Witcher 3 and Balatro. If theres a catch, its that you still need to be a Game Pass Ultimate member to only stream games you own digitally. Continue Reading. Comcast is spinning out Rotten Tomatoes and cable networks into a separate company Its cutting its own cord. Kabletown Comcast, parent company of NBC Universal, will spin out the bulk of its cable TV empire into a new entity. The as-yet unnamed business will incorporate USA, CNBC, MSNBC, Oxygen, E!, Syfy and the Golf Channel alongside Fandango and Rotten Tomatoes. However the decision is justified, it just looks like Comcast is getting out of the cable business. After all, you probably watched more Suits on Netflix than you did when it first aired on the USA Network. Continue Reading. Apple patches vulnerabilities used to target Intel-based Macs Update your machine, now. Photo by Devindra Hardawar / Engadget Apple has released a raft of security updates for Macs, iPhones, iPads, the Vision Pro and Safari. The company says the updates close a zero-day security hole that could enable malicious code. When you get the little pop-up asking you to update your machine, dont ignore it. Continue Reading. UK government will summon Elon Musk as part of social media inquiry X is believed to have been a vector for disinformation. The UK is launching an inquiry into the role social media played during the 2024 summer riots. Its chair, Chi Onwurah MP, intends to call Elon Musk to speak, given X was a key vector for the distribution of AI-generated images designed to whip up hate. Musk will likely relish the chance to speak after all, his tweet during the UK riots was Civil war is inevitable. Continue Reading.This article originally appeared on Engadget at https://www.engadget.com/general/the-morning-after-amazons-got-a-21-inch-echo-show-121502524.html?src=rss
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Marketing and Advertising
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