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If you enjoy snacking on chocolate-covered pretzels, you’ll want to make sure you dont have a specific variety of the tasty snacks from Fresh Direct in your possession. Thats because the chocolate-covered pretzels in question contain an undeclared milk allergen that could cause life-threatening health consequences in some people, up to and including death. Heres what you need to know about the recall. Whats happened? Food distributor United Natural Trading LLC of Edison, New Jersey, has announced a recall of one of its Fresh Direct Dark Chocolate Covered Pretzels products after it was found to contain an undeclared milk allergen. As a result, the company decided to issue a voluntary recall. What product is being recalled? The voluntary recall only includes one product, according to the recall notice posted on the website of the Food And Drug Administration (FDA). The details of the product involved in the recall, which has an undeclared milk allergen, are as follows: Description: Fresh Direct Dark Chocolate Covered Pretzels Lot Number: 24353 Best By Date: 06/30/2025 UPC#: 811102026276 Images of the product can be found here. Where was the recalled product sold? According to the notice on the FDAs website, the above product was sold online via a third-party vendor site. The products were shipped to Connecticut, New Jersey, and New York. What is a milk allergen? A food allergen is a type of food that causes an adverse reaction in the person who consumes it. According to the FDA, there are nine major food allergens. The first one the FDA lists is the milk allergen, which is the reason for this recall. Milk allergens can cause a number of uncomfortable reactions in the body as well as lead to an acute reaction called anaphylaxis, which can be deadly. What are the symptoms of a milk allergy? Milk allergy symptoms are wide-ranging and can differ based on the individual, according to the Mayo Clinic. Symptoms can present within a few minutes to a few hours of consuming the milk product. Immediate symptoms usually include: Hives Wheezing Itching or tingling feeling around the lips or mouth Swelling of the lips, tongue, or throat Coughing or shortness of breath Vomiting The Mayo Clinic says the following symptoms may take more time to appear: Loose stools or diarrhea, which may contain blood Abdominal cramps Runny nose Watery eyes Colic, in babies However, the greatest threat from a milk allergen comes from its ability to cause anaphylaxis. Anaphylaxis is a life-threatening allergic reaction that can lead to the person being unable to breathe. Anaphylaxis is a medical emergency that requires immediate treatment as it can lead to death. The Mayo Clinic says signs of anaphylaxis include: Constriction of airways, including a swollen throat that makes it difficult to breathe Facial flushing Itching Shock, with a marked drop in blood pressure What do I do if I have the recalled Fresh Direct pretzels? Do not consume them. Instead, dispose of them. According to the FDA notice, consumers can also retain the packaging for the recalled pretzels and its online receipt or other proof of purchase so they may receive a refund. Consumers can contact United Natural Trading LLC for more information at 732-650-9905 between 9 a.m. and 5 p.m. EST, Monday to Friday.
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Worried about getting canceled? Theres now insurance policy for that. Insurance agency Samphire Risk is rolling out cancel culture insurance for celebrities and execs afraid of social media backlash, according to a report from the Financial Times. London-based Samphire already insures high-value clients against extortion, kidnap, hostage-crises, terrorism and travel to dangerous countries. Now, it’s adding cancellation to the list. The policy, called Preempt and also available to businesses, gives crisis management communications services designed to help the canceled minimize the damage done. For 60 days, a team will go to battle against any negative press across social media and traditional media. Theres also a 24/7 hotline, perfect for when you fire off a rogue tweet at 2 a.m. and need emergency damage control. Additionally, the policy provides a team of researchers and analysts who will help flag potential reputational risks before they blow up in your face. Sharing or liking a tweet can bring the whole world down on you, Mark Borkowski, a veteran PR boss who designed the policy alongside risk partner RepuTitan, told the FT. There are a lot of anxious people. The cancel button is the new guillotine [and] one mistake is your epitaph. Its too easy to take a position on things ... without being thoughtful. What’s your good reputation worth? The policy isnt just about PR crises; it also covers modern digital threats like misinformation, deepfakes, extortion, blackmail, and even family-related risks. Borkowski said the policy was not designed for people who had broken the law or who were guilty of wrongdoing, but for those worried that their words could be twisted or taken out of context. Premiums are calculated based on wealth, annual earnings, and a deep dive into a clients past behavior and social media activity. In other words, the more controversial your digital footprint, the higher the price tag. In the age of cancel culture, the appeal is understandable. Just days ago, Selena Gomez deleted a tearful video about President Trumps ICE deportations after being hit with social media backlash. Meanwhile, Justin Baldoni is currently is currently fighting for his reputation online over Blake Livelys It Ends With Us lawsuit and damning allegations about his on-set behavior. At the same time, the pendulum seems to be swinging back to a time where online, anything goes. Elon Musk has turned X into a megaphone for his far-right politics, while Meta is currently undoing content moderation across Facebook and Instagram. For those who remain cautious, the chance at some extra protection against keyboard warriors may seem like a savvy investment. Orsome free adviceif you have nothing nice to say, just dont say anything.
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Recently, the IRS realized that it owes $2.4 billion total in COVID stimulus payments to about one million taxpayers, with a maximum payment of $1,400. If youre eligible for a stimulus check, you dont have to do anything to receive it: The IRS is sending out honest-to-goodness windfalls to a million Americans. Unlike your tax refundwhich is a portion of your salary being returned to youno one is likely to wag a finger at you for getting a stimulus check. But that doesnt necessarily make it easy to figure out what to spend your stimulus money on. If youre looking for good uses for your stimulus money, here are several strategies that can help you make the most of your money. Put it someplace safe while you decide Getting an unexpected $1,400 is the kind of financial boon that is both smaller and larger than it seems. Its a small enough windfall that you can easily spend it all without even noticing until its gone. But its a large enough amount of money that you will kick yourself when you accidentally spend it without thinking. Thats why your first order of businessif you dont already know exactly what you plan to do with that IRS stimulus check moneyis to put it somewhere you cant fritter it away by accident. The taxpayers receiving a paper check may want to deposit that bad boy directly into a savings account, while anyone getting their stimulus via direct deposit may want to transfer the money to a savings account as soon as it clears their checking account. The longer it stays in your checking account, the more likely it is that it will be spent accidentally. And the whole point of an unexpected windfall is to enjoy itor at least let it make your life better. Be kind to your future self This is the point in the article where every financial writer is duty bound to advise you to pay down high-interest debt with your IRS stimulus check. And that is excellent, if boring, advice. If you are struggling with high-interest credit cards, student loans, or any other debt that makes you feel like youre drowning, using stimulus money to help dig yourself out of that debt hole is a fantastic idea. This kind of debt paydown advice is about improving things for your future self. Sending a big payment to your credit card will make it easier and less stressful for future you to get that thing paid off. Thats a great reason to use your stimulus money for debt payoff. But that is not the only way this money can show kindness to your future self: you can also set the money aside for retirement. (This, by the way, is another suggestion every financial writer feels obligated to include in articles of this kind.) These suggestions are common because so many Americans are overwhelmed by debt and have underfunded retirement plans. If that describes your situation, please do consider using at least part of your stimulus money to ease your future financial stress. A simple thought exercise But one of the best ways to figure out how to treat your future self kindly is to just ask. Consider this thought exercise: Imagine your future self enjoying an easy, low-stress day. Think through what you would need to make such a relaxing future a reality. For instance, someone with chronic back pain might schedule several massage sessions for their busiest work season, making it easier to handle work stress. Another individual might upgrade the elderly laptop they use every day, which would improve their daily stress levels. Remember, youre checking in with your future self, rather than telling yourself that future you happens to want exactly the same unnecessary gadget that current you is craving. You want to figure out what your future self will be glad you did today. You may still decide to send the money to your credit card or 401(k), since thats what will most relieve your future selfs anxiety, but going through the thought exercise can give future you a chance to weigh in. Treat yourself There is nothing wrong with using your stimulus money to buy yourself something flashywith the caveat that paying down debt or investing for retirement might be the smarter choice. This is, in some ways, an easy decision, since everyone can easily come up with ways to treat themselves with unexpected money. But you might want to consider some of the less common ways you might treat yourself with this money, including: Buy yourself some budgeting slack Many monthly services offer discounts to customers who pay annually instead of monthly. You might be able to use your stimulus to make an annual payment for auto insurance, streaming services, gym memberships, or tuition. If you use your IRS check to make an annual payment to one of your service providers, you will free up the monthly amount youve been paying. While youre at it, set up an automatic transfer of a portion of your monthly savings into a savings accountand build up the reserves to prepay again next year. Youll get the benefit of a roomier budgetthat doesnt constrict again once the year comes to an end. Be a kid again One of the quotidian tragedies of adulthood is losing touch with the things we loved as a child. Not only does no one ask grownups what their favorite dinosaur is, but we often put aside the activities that we used to spend hours on. Since youve already had a conversation with your future self, sit down with 8-year-old you and ask them what they want to do. Consider spending some of your stimulus money on whatever activities the child version of you misses most. Donate Making charitable donations and treating yourself may seem mutually exclusive. But some of the headiest emotional highs come from being generous to others. Giving some of your stimulus money to a cause you care deeply about will be something that sticks with you, which is the best kind of treat. Spending with intention Its not often that we get to enjoy a gift of money with no strings attached. With some strtegic thinking, the 1 million Americans receiving a stimulus check from the IRS this month have an opportunity to really enjoy the money. To start, taxpayers should put the money somewhere where they cant easily spend it while they decide what to do with the dough. These stimulus payments are a decent windfall, but not so big that you cant accidentally spend it all without thinking. To figure out what to spend the money on, be kind to your future self. In many cases, that might mean paying down debt or investing for retirement. But thinking through what your future self would want can help you identify the best way to spend the money to relieve your future stress. Of course, treating yourself is always an option with unexpected money. But instead of buying the thingamabob youve had your eye on, consider some less common treats, like prepaying for a serviceand gaining some slack in your monthly budget, indulging in your inner childs favorite, neglected activities, or donating money to a cause close to your heart. Spending your stimulus intentionally is the best way to get the most out of the money.
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